Manage your money with YNAB and Go-UI

Cash as Cash Can

© Lead Image © melpomen, 123RF.com

© Lead Image © melpomen, 123RF.com

Article from Issue 293/2025
Author(s):

Mike Schilli uses the YNAB tool to keep an eye on his finances. Until recently, YNAB didn't have a terminal UI programmed in Go, but Mike delivers it here.

Credit and debit cards, savings and checking accounts – can you really keep track of all the transactions that take place every month? Subscriptions for streaming services, bills for cloud storage, your Internet connection, and so on all add up. If you take the time to break down the details of where your hard-earned cash goes, you can make important financial decisions to prevent potential waste.

YNAB, which predates Intuit Mint, has been on the market for a good 20 years. It tracks entries across all your accounts and means of payment and encourages you to create a budget and assign a task to every unit of currency you earn true to its motto of "give every dollar a job." YNAB is not limited to the dollar zone or the conditions on the US market; users can choose euros as the currency and import transactions from their favorite local bank.

Instead of the Web

YNAB already offers a neat smartphone app, and the website also offers a super-fast user interface (UI), practically just like a desktop app (Figure 1). What I missed personally was a command-line tool to connect to the YNAB API server in the same way as these apps and to show me my financial status quo in a terminal UI at the push of a button (Figure 2).

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